Leaky Roofs and "Bargain" Plans
- Lindsay Pitcher
- Oct 29, 2025
- 2 min read
Consider this analogy: you hire the lowest bidder to fix your leaky roof. Initially, the work appears satisfactory—the leak is patched, the price is reasonable, and you feel good about the money saved. But when the next storm arrives, water pours in, drywall buckles, and mold sets in. Suddenly, you're not just fixing a small leak—you're replacing insulation, tearing out walls, and repairing the foundation. You may even lose irreplaceable valuables. The "cheap" fix ends up costing many times more than doing it right initially.

Estate planning follows the same pattern, but with a crucial difference: the storm doesn't arrive while you can still address the problems.
It comes after you've become incapacitated or died, when it's too late to make corrections. The people you love most are left with documents that may look adequate on paper but fail when tested by real-life circumstances.
A basic set of documents may appear sufficient now, but when life's inevitable challenges arrive—illness, incapacity, or death—your loved ones could face a mess that's far more expensive, stressful, and time-consuming than anyone imagined. This difference determines whether you create generational wealth or leave your family with generations of problems.
But... here's what you end up with...
When you choose a low-cost estate plan—whether from a discount attorney, online service, or downloadable form—you typically receive:
One-Size Fits All Template Documents (Instead of Counsel and Guidance)
Assets Lost or Stuck in Court
Inadequate Planning for Minor Children
Limited Understanding of Options
One-Time Transaction Approach
No Family Support During Implementation
Missing the most Important Parts
Now what?
When comparing estate planning options, don't just ask "What does it cost today?" Instead, consider "What will it cost the people I love if this plan fails?" Peace of mind and false security are entirely different outcomes.
As Counseled by Christie, we help families create comprehensive Peace of Mind Plans that work when loved ones need them most. Our process ensures that assets are properly protected, families understand their plans, and plans are reviewed and updated over time—so you never have to worry about costly mistakes derailing your family's future.
Schedule your 15-minute discovery call here, and let’s create a plan that will provide true peace of mind and stand strong for the people you love most.


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